In our effort to be your one-stop financial partner, we offer services across the length and breadth of financial needs.
Financial Planning
Homes
Insurance
Loans
Tax & Legal Services
Financial Planning
Our 5-step financial planning solution will help you identify your goals and then assist you in achieving them.
Homes
Real Estate is often one of the biggest investments anyone makes and over and above that, it involves a lot of moving parts that have to align for you to arrive at a decision. Our task is to check all these moving parts for you and help you take an informed decision.
The typical home-buying process, be it for investment or for you to stay in follows this flow:
Consulting
Discussing and finalising key factors such as location, budget, builder, status of project, type of house and financing options is the first step to getting started.
Shortlisting
Selecting houses matching your criteria and planning personal visits followed by narrowing down options comes next. We also finish preliminary checks on legal and bank clearances in this stage.
Selection
Discussing the pros and cons of your options with you post legal and technical checks to arrive at a decision or consensus is next in line.
Booking
Making an offer to the seller or builder, facilitating the initial booking payment, arranging for the best home loan deal and finalising agreements is the final step in the process.
To find yourself a value home or for more information, visit www.valuehomes.co or request a callback.
Insurance
Risks cannot be eliminated from any aspect of life, but they can be minimised. And doing so is critical to ensuring that your wealth creation plans aren’t cut short by emergencies or contingencies.
We help build a comprehensive insurance cover for you and your loved ones in three simple steps.
Identify gaps
A majority of people have a host of covers, but they are not all aligned to their income, expenditure or future goals. Even worse off is the lot that does not even have complete cover. Hence the first step is to ascertain where one stands and identify the gaps that need to be filled.
Filling gaps
We help you ascertain the least amount of insurance cover you require for your family to be safe-guarded based on a specific calculation called the Human Life Value. Simply put it is the amount of money that your family will require if they are to continue enjoying the same lifestyle and pursuing the same goals after you are gone. Along with this we also look at other appropriate insurance covers that are required depending on your age, nature of work, health conditions, etc.
Implementing the plan
Once we arrive at the types of insurance plans required along with the amounts to be insured for we help you zero down on the specific insurance products and companies along with comparisons to make it easier for you to make the final decision.
Loans
Our belief is that money you save by getting a loan at a good rate is money earned for making further investments which is why getting you the right loan product is our priority. Our loan advisory services will help you do just that in three simple steps:
Evaluate
Once your purpose for a loan is established, the first step is to check the maximum amount available along with the interest rate from different loan providers. This will give you a full scope of what is available and make it easier for you to compare and shortlist.
Documentation
Next comes the documentation part which we will handhold you through; right from submitting financials to KYC documents and bank statements. These are required by the chosen loan provider for due diligence before they sanction your loan.
Closing
The final step involves processing of the loan application by your loan provider and disbursement. We provide assistance for any queries or requirements right to the point that your loan is through.
Tax & Legal Services
No financial services offering is complete without assistance on taxation and legal requirement. Which is why we have a hand-picked Taxation and Legal partner for our clients. This team provides assistance on the following, among other services:
- Tax Law
- Income Law
- Estate Law
- Property Law