At Equest Capital, our aim is to serve and not sell, which is why we only recommend investment products that fit in well with your needs and goals. Also why we offer an entire range right from mutual funds to equities for you to choose from.
Equities
Mutual Funds
Real Estate
ETF
PMS
Equities
Equities is not a legacy investment product compared to its peers, but as an asset class, it offers a tremendous opportunity to earn inflation-beating returns.
In India, equity investment is still at an inflection point. With increasing knowledge levels and awareness about long-term benefits on the rise, the need of the hour is quality research-based advice and convenient processes. Which is why we work with one of India’s leading stock broking companies to offer an unparalleled all-in-one platform for transacting in stocks and ETFs.
Their platform offers:
- Access to quality fundamental and technical research
- 3-in-1 account with online trading, depository participant and bank account
- Mobile trading platform
- Information on basics of the stock market and its working
FAQs
You need a trading and Demat Account for buying and selling of equities.
Investing in direct shares is only suggested for those who are well aware of the stock markets and wish to participate in the growth of a particular company or a set of companies. This is a direct and riskier way of investing than mutual funds and mostly advised to seasoned investors or someone who understands the risks involved.
You can transact by logging in to your online account or mobile app or by calling +91 7338116616.
Long-term capital gains on stocks (sold after 1 year from purchase) are not taxed. But short-term gains are taxed at 15% (sold within 1 year from purchase).
Apart from account opening charges, as and when you transact, a brokerage is charged along with depository participant charges. To know more about the charge structure, please reach us on +91 7338116616
Mutual Funds
As a financial product, Mutual Funds offer access to some of the most professionally run funds at extremely competitive fees. But the challenge is making the right choice; we at Equest will help you choose the right fund for you basis your appetite for risk, the time you want to stay invested for and most importantly keeping the returns you expect in mind.
We provide an online platform to our clients to manage their mutual fund holdings in a single account. So the option of purchasing, redeeming or accessing a consolidated view of your mutual fund investments is always just a click away. Other than this, the platform offers unique features such as:
- Research based advice
- Access to multiple products
- Demat and Trading accounts which can be operated online or through the phone
- Paperless transactions
FAQs
To get you started, we complete your risk profiling. Once that is done, we assist you with becoming KYC compliant and simultaneously advise you on appropriate funds. Once this is through, you can start investing by giving us an instruction or by logging on to our website.
We will recommend funds based on in-house research, your appetite for risk, the time you wish to keep your money invested for and the return you expect; making your decision that much easier.
You can either invest a lump sum or start small with a Systematic Investment Plan (SIP) or a Systematic Transfer Plan (STP). The latter two options allow you to invest amounts as low as Rs. 500 every month and even allow transfer of money from an existing fund to another fund.
As of the financial year 2016-17, the Mutual Funds Capital Gains Tax Rates are as follows:
| Type of Funds | Short Term Capital Gains (STCG Tax Rate) | Long Term Capital Gains (LTCG Tax Rate) |
| Equity Funds | 15% | Nil |
| Non-Equity Funds | As per the individual tax bracket | 20% (with indexation) |
Note: Equity Funds: STCG held for < 1 year; LTCG held for > 1 year | Non-Equity Funds: STCG held for < 3 years; LTCG held for > 3 years
Real Estate
Real Estate is one of the most high-value asset anyone buys. Not just that, it is also an investment steeped in emotion. Which is why we treat real estate investments with special care through our vertical.
At Value Homes we help you navigate the various check boxes, right from selecting a location to choosing a builder and coordinating with legal teams on agreements, loan processing and much more. In short, we are there with you every step of the way.
We also manage the real estate portfolio for you – be it managing rentals, resale transactions, getting taxation advice or sourcing joint development opportunities; as the need may be.
Exchange Traded Funds
Exchange Traded Funds (ETFs) are essentially Index Funds that are listed and traded on exchanges like stocks. An ETF is a basket of stocks that reflects the composition of an Index, say for instance Nifty 50. The trading value of an ETF is based on the net asset value of the underlying stocks that it represents.
ETFs come with a host of benefits:
- Basket of asset classes to choose from which reflect local or global indices
- Sufficiently passive way of investing for conservative investors
- Convenience of investment via a Demat account
- No entry, exit and management fees as compared to Mutual Funds
- Option to buy and sell on the exchanges in real time unlike Mutual Funds that operate on daily Net Asset Values.
FAQs
An ETF tracks an index, bonds, a commodity or a basket of assets but is traded on the exchange much like a stock. It offers a host of options to choose from such as global equities, gold and debt, to name a few.
- Index ETF of Indian Indices, HangSeng and Nasdaq 100
- Gold ETF
- Debt ETF
- Sector specific ETF like Banking, Infrastructure.
| Parameter | Gold ETF | Index ETF | International ETF | Sector Specific ETF |
| Wealth Tax | Nil | Nil | Nil | Nil |
| Short Term Capital Gains Tax | As per the Income Tax Slab | 15% | As per the Income Tax Slab | 15% |
| Long Term Capital Gains Tax | 10% without indexation or 20% with indexation | Nil | 10% without indexation or 20% with indexation | Nil |
| Securities Transaction Tax (STT) | Nil | 0.125% * | Nil | 0.125% * |
Using a Trading account and a Demat account you can buy and sell ETFs. To know more, request a callback or if you are registered with us, login here.
Like any other market linked instrument, the returns are subject to market risks. The liquidity on the exchanges when one wishes to buy or sell could also be an issue.
Portfolio Management Services
Portfolio Management Services (PMS) are best suited for a high-net-worth individual. There are a host of customisations possible under PMS unlike a mutual fund, and typically, a mix of stocks, bonds and structured products are managed by a fund manager to achieve your investment objectives.
Your portfolio can be either be based entirely on your choosing, or based on your adviser’s suggestion or even a mix of both. So for instance if your adviser suggests stock A & B, but you prefer B and C, you can pick so under a PMS. Unlike in a Mutual fund which is simply put a ready pack of stocks that you have to buy all at once.
As your Wealth Advisor, we will help you choose some of the top Portfolio Management services that will ensure a personalised investment solution.
FAQs
When you buy a Mutual Fund, you buy units of a scheme while when investing with a PMS, you buy the stock directly. PMS is highly customisable and offers flexibility as against a Mutual fund.
- Professional Management: Portfolios are managed with the objective of delivering consistent long-term performance while controlling risk.
- Continuous Monitoring: Portfolios are constantly monitored, and periodic changes are made to optimise results.
- Risk Control: A research team is responsible for establishing the client’s investment strategy and providing the PMS fund manager real time information
- Hassle Free Operation: Portfolio Management Service providers proactively take care of all the administrative aspects of the client’s portfolio with periodic reporting (usually daily) on the overall status of the portfolio and performance.
A client can bring in cash or his/her existing portfolio which would then be revamped by the fund manager at his discretion.
It is a market-related instrument and thus the risk of capital erosion remains similar to any other market linked product.